When you are looking for your next car, you are most often doing three separate things; you are selling your current car, trying to find your next car and working to bridge the gap between the cost of the two with financing. Why keep all three of these separate? Managing all three of these together makes the process much easier, and more transparent. This can save you both time and money. We can offer all of these under one roof, and we are happy to show you how!
Car leasing is an often misunderstood option, and can often be the most cost-effective way of getting the best car for you. Leasing an automobile isn’t for everyone, but we can help dispel common myths about leasing and we can work together to figure out if this is an option that works for you. Leasing a car allows you to have a new car under warranty for the lowest monthly payment.
Why does this matter? A new car can often cost less to own than to maintain an older car that isn’t as efficient. New cars keep getting more fuel efficient, safer and any unexpected (or expected) maintenance will likely fall under the manufacturer’s warranty so the money isn’t coming out of your pocket. We are always looking at the total cost of ownership of a car, not just your monthly payment. Leasing isn’t always the best option, but we’ve found in today’s car market that I can often make the case for leasing a new car as the best option for our clients.
You often hear that you can get a great rate on your car loan if you go to a bank with whom you’ve been working with for years, or if you go to a credit union to get you the best rate. While this can sometimes be the case with traditional car dealers, we are 100% confident that we can always find you a better rate on a car loan. Yes, this might sound like big talk for an auto broker from Colorado, but we have access to the largest group of banks and credit unions in the country. On top of that, because we partner with Greenwood Automotive, we often get even lower rates than you could from your own bank.
Why can auto brokers get better deals on financing?
Options: We are not tied to any one bank or one manufacturer with set rates, so we shop around for the best rate to get you the terms that fit your needs.
Little Overhead: At traditional car dealerships you often deal with a sales person, a sales manager, an accessories salesman, a finance manager and several shadowy figures you may never see. When you work with us as an auto dealer, we are your A-Z person. This means that you’re not paying extra on your financing to pay seven separate salaries. We are a lean, mean, car buying machine!
Volume: Just like at Costco you save by buying in bulk, we can give you access to our volume discount on vehicle pricing. This is because unlike most individuals, we buy cars daily, rather than every few years.
Everybody wants a good car. We want you to have the best car for you. We work with our clients first as a consultant, asking questions so that we can get a clear picture of what your car needs are. It’s our job (and we’re really good at it!) to stay on top of the ever-changing car market. We’re not just into cars, we’re obssesssed with them! We use our knowledge, enthusiasm and experience to make sure that we get you into your new favorite car.
Our process allows us to help our clients often get in to a better vehicle than they thought they could afford, or an option that they didn’t know existed. As auto brokers, we benefit from establishing a long-term relationship with you. We want to be the first and last auto broker you ever work with. So it is to our benefit and yours that we work hard to make sure you are 100% happy with your car buying experience.
Have more questions? Check out our FAQs.
Should you trade in your car with an auto broker? Why should you trade in your car with the same person you are using to buy your next car?
Taxes. Colorado has a law that states that if you sell and buy cars from the same auto buying establishment, then the car you’ve sold can be thought of as a tax shelter on your next car. A little illustration: Say you are trading in a car worth $10,000 in order to buy a car worth $20,000. You are only going to pay taxes on the difference ($10,000). In the Denver metro area, that usually equates to a tax savings of around $800. That’s $800 that you won’t get if you sell your car on Craigslist.
How do I know you are going to give me a good price on my trade in?
- We are not personally going to give you any price at all! In fact, we may not be the one buying your car. Instead, we act as a broker to contact other interested parties to submit bids on your car. They are competitive with each other and this can help you get the best price for your car without having to personally shop it around to multiple wholesale dealers. At the end of the day, we save you the most time and money by taking your trade in at the same time as helping you buy your next car and setting up financing.